~/.vimrc: Store all .swp's in ~/.vim/tmp (ah, it's soo relieving).

.vimrc

" Keep a longer history
set history=100
" Oh YEAY, finally. Store them (swaps) all in *one* directory.
set directory=~/.vim/tmp/
" Wrap lines in textfiles automatically.
" (Any way to enable in comments?)
au FileType text set textwidth=72